Mortgage Market Insights & Trends
At Fairview Lending, we believe an informed homeowner is an empowered homeowner. That’s why we regularly share updates on mortgage rates, housing market trends, and lending insights that directly affect Florida buyers, sellers, and homeowners. Our goal is to keep you ahead of the curve, whether you’re exploring refinancing options, preparing to purchase your first home, or looking to better understand how market changes impact your mortgage. From interest rate movements to local housing developments, you’ll find timely updates, expert insights, and helpful tips here. Check back often for fresh articles that make sense of the market and give you the knowledge you need to make confident financial decisions.
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Cape Coral Real Estate Agent Sales Volume Rankings — 2026 Year-to-Date Through Q3
Search Cape Coral residential real estate agent sales volume rankings for January 1–October 1, 2026 (year-to-date through Q3). Free searchable
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- October 5, 2026
Do You Need 20% Down to Buy a House in Florida? A First-Time Buyer’s Guide
No. You generally do not need 20% down to buy a house in Florida. Twenty percent is where a conventional
- Sean Wilkins
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- September 24, 2026
¿Necesita un contrato de construcción para obtener la pre-aprobación de un préstamo de construcción?
No necesita un contrato firmado con el constructor para comenzar la pre-aprobación de un préstamo de construcción. Hablar primero con
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- September 21, 2026
Do You Need a Construction Contract to Get Pre-Approved for a Construction Loan?
You do not need a signed construction contract to begin the construction-loan pre-approval process. Starting with a lender can help
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- September 21, 2026
How Long Do You Need to Work at a Job to Qualify for a Mortgage in Florida?
Do you need two years at the same job to qualify for a mortgage? Learn how job changes, salary, hourly
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- September 10, 2026
Esperé 2 años a que bajaran las tasas hipotecarias. ¿Valió la pena? La historia real de un comprador en Cape Coral
Un comprador primerizo en Cape Coral esperó dos años a que bajaran las tasas hipotecarias y pagó unos $72,000 de
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- September 4, 2026
How to Shop for a Mortgage Rate in Florida (Without Overpaying)
Before you shop for a mortgage rate in Florida, understand the three costs that decide what a loan really costs
- Sean Wilkins
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- July 22, 2026
How to Prepare to Buy a Home in Florida: 3 Things Every First-Time Home Buyer Should Do
The three things to line up before you prepare to buy a home in Florida: stable employment and income, documented
- Sean Wilkins
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- July 13, 2026
Cape Coral Realtor Sales Rankings 2026: Residential MLS Sales Volume Report (Mid-Year)
The 2026 mid-year Cape Coral Realtor sales rankings, ranking agents by total residential MLS sales volume from January 1 through
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- July 10, 2026
Moving to Florida? How to Qualify for a Mortgage with a New Job or Employment Transfer
Relocating to Florida with a new job or employment transfer? In many cases you can qualify for a mortgage with
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- July 9, 2026
Buying a Duplex with an FHA Loan in Florida: A Smart Way to Become a Homeowner and Investor
Buying a duplex with an FHA loan lets you live in one unit, rent out the other, and use projected
- Jadyn
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- July 1, 2026
Miami to Fort Myers Relocation: How We Helped a Homebuyer Purchase His Dream Waterfront Home
How we helped a client relocating from Miami to Fort Myers buy a waterfront home despite a job transfer, a
- Jadyn
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- June 11, 2026
Do Mortgage Rates Change After Pre-Approval? (Florida Homebuyer Guide 2026)
Do mortgage rates change after pre-approval? Yes. A pre-approval does not lock your rate in Florida, so here is when
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- May 4, 2026
Fort Myers Townhome Financing: Portico at Buckingham Success Story
How Fairview Lending handled Fort Myers townhome financing for a buyer at Portico at Buckingham, taking them from renting to
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- April 13, 2026
How Government Shutdown Can Affect Mortgages in Cape Coral & Southwest Florida
A government shutdown can cause mortgage delays for FHA, VA and USDA borrowers in Cape Coral and Fort Myers. Here
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- October 7, 2025
Fed Rate Cut: What It Means for Cape Coral Homebuyers
What the Fed rate cut means for Cape Coral homebuyers, from mortgage demand and snowbird buyers to why Southwest Florida
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- September 18, 2025
Top Realtors in Lee County by Sales Volume (Sept 2025)
The top Realtors in Lee County by sales volume for September 2025, covering Cape Coral, Fort Myers, Estero and Bonita
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- September 9, 2025
Cape Coral’s Housing Market: Why Mortgage Lending is Up as Prices Cool
Why Cape Coral housing market mortgage originations are rising even as prices cool, and how buyers can use the shift
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- September 8, 2025