A Cape Coral first-time buyer waited two years for mortgage rates to drop and paid about $72,000 in rent instead. Here is the real math on buying now vs. waiting
The short answer: No. A mortgage pre-approval is not a contract. It does not commit you to a lender, a bank, or a mortgage broker. You are free to shop,
Before you shop for a mortgage rate in Florida, understand the three costs that decide what a loan really costs you: the rate, the lender fees and third-party closing costs.