Do You Need 20% Down to Buy a House in Florida? A First-Time Buyer’s Guide
No. You generally do not need 20% down to buy a house in Florida. Twenty percent is where a conventional loan typically stops requiring PMI, not a minimum. Eligible veterans
- Sean Wilkins
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- September 24, 2026
Do You Need a Construction Contract to Get Pre-Approved for a Construction Loan?
You do not need a signed construction contract to begin the construction-loan pre-approval process. Starting with a lender can help you understand your budget, land equity and financing options before
- fred
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- September 21, 2026
How Long Do You Need to Work at a Job to Qualify for a Mortgage in Florida?
Do you need two years at the same job to qualify for a mortgage? Learn how job changes, salary, hourly pay and self-employment affect Florida home loans.
- fred
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- September 10, 2026