Do You Need 20% Down to Buy a House in Florida? A First-Time Buyer’s Guide
No. You generally do not need 20% down to buy a house in Florida. Twenty percent is where a conventional loan typically stops requiring PMI, not a minimum. Eligible veterans
- Sean Wilkins
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- September 24, 2026
How to Shop for a Mortgage Rate in Florida (Without Overpaying)
Before you shop for a mortgage rate in Florida, understand the three costs that decide what a loan really costs you: the rate, the lender fees and third-party closing costs.
- Sean Wilkins
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- July 22, 2026
How to Prepare to Buy a Home in Florida: 3 Things Every First-Time Home Buyer Should Do
The three things to line up before you prepare to buy a home in Florida: stable employment and income, documented assets and cash reserves, and clean credit.
- Sean Wilkins
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- July 13, 2026