The short answer: No. A mortgage pre-approval is not a contract. It does not commit you to a lender, a bank, or a mortgage broker. You are free to shop,
Before you shop for a mortgage rate in Florida, understand the three costs that decide what a loan really costs you: the rate, the lender fees and third-party closing costs.
The three things to line up before you prepare to buy a home in Florida: stable employment and income, documented assets and cash reserves, and clean credit.