Cape Coral Mortgage Company: Fairview Lending

Sean Wilkins

Sean Wilkins
Senior Loan Officer | NMLS #1891338

Sean Wilkins

NMLS #1891338 · Senior loan officer helping Florida buyers with VA and military, FHA, conventional, self-employed and first-time buyer loans.

About Sean

Originally from the Philadelphia area, Sean has been a SWFL resident since 2004. He spent many years working in Auto Sales and Finance locally and learned how to work hard for his clients, overcome obstacles and get the deal to the finish line. Sean’s main focus is on guiding his clients through the entire home finance process and making sure they have a smooth transaction. When he is not working hard for you, he enjoys fishing, watching his Philadelphia Eagles (Go Birds!), and spending time with his Wife and 3 young children.

Get In Touch

Sean Wilkins, Senior Loan Officer — NMLS #1891338

Sean Wilkins is a senior loan officer at Fairview Lending (NMLS #1891338) and has lived in Southwest Florida since 2004. Before mortgages, Sean spent years in local auto sales and finance, where he learned to work through obstacles and get the deal to the finish line. Today he guides Florida buyers and homeowners through the entire loan, start to close, and he is the presenter on Fairview Lending’s YouTube videos explaining how Florida mortgages work.

TitleSenior Loan Officer
Individual NMLS#1891338
CompanyFairview Lending Inc, NMLS #230610 — licensed throughout Florida
Phone(239) 699-8142
Emailseanwilkins@fairviewlends.com
LanguagesEnglish
Areas servedAll of Florida, with local focus on Cape Coral, Fort Myers, Lehigh Acres, Estero, Bonita Springs, Naples, Punta Gorda and Port Charlotte

Loans Sean can help you with

Every Fairview Lending loan officer originates the full range of programs below. Sean takes your application, then places the loan with the wholesale lender that best fits your goals, credit, income and property.

  • VA and military loans — zero down and no monthly mortgage insurance for eligible veterans, active-duty service members, Guard and Reserve members and surviving spouses. Sean orders the Certificate of Eligibility and manages the VA appraisal. Existing VA borrowers can lower their rate with a VA IRRRL streamline refinance.
  • Self-employed and bank statement loans — qualify on 12 or 24 months of business or personal bank deposits instead of tax returns, a good fit for business owners, 1099 contractors and anyone whose write-offs lower their taxable income. See buying a home when you’re self-employed.
  • FHA loans — 3.5 percent down with flexible credit guidelines.
  • Conventional loans — as little as 3 percent down for qualified first-time buyers.
  • USDA loans — 100 percent financing in eligible areas.
  • Jumbo loans for higher-priced and waterfront homes.
  • First-time buyer loans and Florida Housing down payment assistance, including Hometown Heroes.
  • Construction-to-permanent and FHA 203(k) renovation loans.
  • DSCR investor loans, foreign national loans and condo financing, including non-warrantable buildings.
  • Reverse mortgages (HECM) for homeowners 62 and older.
  • Refinancing and cash-out refinancing.

Questions about working with Sean

Can Sean Wilkins help me with a VA loan?

Yes. Sean originates VA loans for eligible veterans, active-duty service members, National Guard and Reserve members and surviving spouses anywhere in Florida, including zero-down purchases and VA IRRRL streamline refinances.

Can Sean Wilkins help if I’m self-employed?

Yes. Sean originates bank statement loans that qualify you on 12 or 24 months of deposits instead of tax returns, along with conventional and FHA options for self-employed borrowers with two years of returns.

What is Sean Wilkins’s NMLS number?

Sean Wilkins’s individual NMLS number is 1891338. Sean originates loans for Fairview Lending Inc, NMLS #230610. You can verify both at nmlsconsumeraccess.org.

Does Sean Wilkins lend outside Southwest Florida?

Yes. Fairview Lending is licensed throughout Florida, so Sean can help buyers and homeowners anywhere in the state.

How does working with Sean through a broker help me?

Fairview Lending originates your loan and places it with the wholesale lender whose program, pricing and guidelines best fit your situation, so you are not limited to one bank’s products.

Can Sean review a pre-approval I already have?

Yes. Upload a pre-approval or Loan Estimate from any lender on our free second-opinion page and Sean will review it at no cost and no obligation.

Ready to talk? Call Sean at (239) 699-8142, apply online with Sean, or get a free second opinion on another lender’s offer.

Sean Wilkins, NMLS #1891338 · Fairview Lending Inc, NMLS #230610 · 1425 Del Prado Blvd S, Cape Coral, FL 33990 · Equal Housing Opportunity.