Lehigh Acres Mortgage Lender

Fairview Lending is a mortgage broker serving Lehigh Acres and all of Lee County, from our Cape Coral office at 1425 Del Prado Blvd S. We have financed Southwest Florida homes since 2006, hold more than 180 five-star Google reviews, and we shop your loan across many lenders instead of selling one bank’s products. Call (239) 829-1543. Lea esta página en español.

Lehigh Acres home loans at a glance

Why Lehigh Acres is its own kind of mortgage market

• First-time buyers and new construction. Lehigh has more affordable lots and spec homes than anywhere else in Lee County, which makes it the county’s busiest first-time buyer market and a real build-on-your-lot market.
• Vacant lots are everywhere. If you already own a lot, that land may count toward your required investment on a construction loan. If you are shopping for one, get the financing conversation first.
• Well and septic. Many Lehigh properties are on well and septic rather than city utilities. Appraisers and some loan programs have specific requirements, and the well may need testing.
• Flood zones vary block by block. Parts of Lehigh sit in flood zones and parts do not. The zone changes the insurance premium, which is escrowed and affects what you qualify for.
• USDA may be possible. Some addresses in and around eastern Lee County fall in USDA-eligible areas. Eligibility is address-specific, and we check it for you.

Where we lend in and around Lehigh Acres

We finance homes throughout Lehigh Acres, including Mirror Lakes, Westminster, the Sunshine Boulevard and Joel Boulevard corridors, Alabama Road, Lee Boulevard, Greenbriar, plus nearby Gateway, Buckingham, Alva, Fort Myers, North Fort Myers and Cape Coral. Fairview Lending is licensed throughout Florida.

Loan programs for Lehigh Acres buyers

Why Lehigh Acres buyers work with Fairview Lending

• Twenty years in this market, including the construction side, which matters when you are building on your own lot.
• A broker, not a single lender. More lenders means more ways to solve well-and-septic, self-employed and credit-rebuilding files.
• A free second opinion on any pre-approval or Loan Estimate from another lender, with no obligation.
• Full service in Spanish with Felix Escobar, start to finish, not just a translated form.

More: Florida mortgage FAQs with video answers · Construction loan pre-approval · Fort Myers mortgage lender

Lehigh Acres mortgage questions

Do you have an office in Lehigh Acres?

We serve Lehigh Acres from our Cape Coral office at 1425 Del Prado Blvd S, about 30 minutes away, and we work with Lehigh buyers constantly. Most of the process happens by phone, email and secure upload, and we are glad to meet in person when you want to.

What is the FHA loan limit in Lehigh Acres for 2026?

Lehigh Acres is in Lee County, so the 2026 FHA limit for a one-unit property is $541,287 and the conforming limit is $832,750. Most Lehigh purchases sit well under both.

How much do I need for a down payment in Lehigh Acres?

Less than most first-time buyers expect. Several programs allow a low down payment, eligible veterans may buy with no down payment through a VA loan, and down payment assistance may help eligible buyers. See how much money you need to buy a home.

I own a lot in Lehigh Acres. Can I build on it?

Often yes. Equity in land you already own may count toward your required investment on a construction loan, which can reduce the cash you bring in. You do not need a signed builder contract to start the conversation. Read construction loan pre-approval.

Can I get a mortgage on a home with well and septic?

Yes. Well and septic are normal here. Expect the appraiser to note them, expect possible water testing, and expect distance requirements between the well and septic system on some programs. We tell you up front what your program requires.

Is Lehigh Acres eligible for USDA loans?

Some addresses are and some are not, and the maps are specific to the property. Send us the address and we will check eligibility before you write an offer.

I am self-employed or paid in cash. Can I still qualify?

Usually yes, if the income is documentable. Beyond tax returns we have bank statement programs for business owners. Cash income that never hits a bank account is the hard case, so let us look at your situation early. See buying a home when self-employed.

Can you review a pre-approval from another lender?

Yes, at no cost and with no obligation. Bring the pre-approval letter or Loan Estimate and we will compare rate, points, fees and program fit. See do I have to use the lender that pre-approved me.

¿Hablan español?

Sí. Felix Escobar (NMLS #2524454) atiende a compradores en Lehigh Acres en español, de principio a fin. Visite nuestra página en español para Lehigh Acres.