Cape Coral Mortgage Company: Fairview Lending

FHA Home Loans

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Make The Move From Renting To Owning With An FHA Loan

First-Time Homebuyer Solutions with FHA Financing

With rent prices continuing to climb in Lee County, many renters are realizing that owning a home can be not only more cost-effective, but also a smarter investment. At Fairview Lending, we’re here to help you take the next step toward homeownership with confidence.

What is an FHA Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration and designed to help first-time homebuyers and those with less-than-perfect credit. These loans offer more flexible qualification requirements and a low 3.5% down payment, which can even be gifted by a close family member, making homeownership more accessible than ever.

In Lee and Charlotte Counties, FHA loan limits go up to $498,257, and in Collier County, up to $450,800. Whether you're buying your first home or transitioning from renting, an FHA loan may be the ideal solution.

At Fairview Lending, we’ve helped hundreds of first-time buyers purchase their first homes, and we’re ready to help you too.

If you're currently renting, give us a call today. Homeownership is easier and closer than you think.

Why FHA Loans?

FHA loans offer low down payment options, more flexible credit requirements, and competitive interest rates, making them one of the most accessible financing solutions for first-time homebuyers.

Low Down Payments

With as little as 3.5% down, and the option for that down payment to be gifted by a relative FHA loans make it easier than ever to stop renting and start building equity in your own home.

Let Fairview Guide You

Our experienced team has helped thousands of residents in Southwest Florida become proud homeowners. Contact us today to explore your loan options and take the first step toward homeownership.

  • Dedicated To Exceeding Your Expectations

Benefits of FHA Loans with Fairview Lending

FHA loans are designed to make homeownership more accessible, especially for first-time buyers. At Fairview Lending, we’re proud to offer this flexible financing option and guide you through every step of the process. Here’s why an FHA loan may be the right fit for you:

  • Low 3.5% down payment, perfect for first-time buyers
  • Down payment can be gifted by a close relative
  • Flexible credit requirements, even for buyers with limited credit history
  • Competitive interest rates backed by the Federal Housing Administration
  • Guidance from a local, trusted team that’s helped hundreds of first-time buyers
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